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Finance Law

Structuredfinancecounselbuiltforcapitalthatmovesquicklyanddecisionsthatdon't.

Zaitzeff Law, PC advises lenders, borrowers, sponsors and bank treasury teams across New York on the full lifecycle of complex finance transactions. From bilateral facilities and syndicated loans to structured products, intercreditor arrangements, and distressed workouts, every engagement is led directly by senior counsel — drafted, negotiated, and stress-tested against the regulatory and market reality your business actually operates in.

Scope

What we actually do.

Bilateral and syndicated credit facilities
Structured finance and securitization
Repo, securities lending and prime-brokerage documentation
Intercreditor, subordination and AAL negotiation
Loan workouts, forbearance and restructuring
Asset-based lending and warehouse facilities
Bank-sponsored fund and partnership financings
Distressed debt acquisition and exit strategy
The Problem

Where finance law matters go sideways in Stuyvesant Falls, NY — and across New York.

Term sheets that don't survive contact with the credit committee

Commercial terms agreed at the table fall apart when documentation surfaces hidden risk allocation, MAC carve-outs, or covenant traps. Most of these are avoidable with senior counsel earlier in the process.

Intercreditor frictions you discover at the worst possible time

Subordination, AAL, and payment waterfall disputes can paralyze enforcement. Without a practitioner who has lived through these documents, the cost of resolution multiplies.

Workout situations where time, not law, is the binding constraint

When a credit deteriorates, every day spent assembling a new advisor team is a day of leakage. Boutique counsel that already knows the document architecture is decisive.

Cross-border and structured exposures with regulatory overlay

Securitizations, Reg-W constrained transactions and bank-sponsor structures fail when the structuring team and regulatory team aren't the same team.

Initial Read

Bring the finance law matter — we'll tell you where it stands.

A short, candid conversation with senior counsel. No retainer required to talk.

The Approach

How Zaitzeff Law solves it — directly.

01

Negotiation-grade drafting from first markup

Documents are built to be defended in committee and in court — not just papered.

02

Integrated regulatory analysis

Bank capital, Volcker, Reg W and securities-law overlay are evaluated alongside commercial terms, not after.

03

Workout and enforcement playbooks

Standstill, forbearance and restructuring strategies developed by counsel who has run them under deadline.

04

Direct senior involvement, end to end

No hand-offs. The attorney you negotiate with is the attorney who closes.

Stone columns
Outcomes

What changes the day we engage.

  • Faster path from term sheet to closing — fewer rounds, cleaner markups.
  • Reduced execution risk through integrated regulatory analysis.
  • Predictable, scoped fees suitable for in-house budgeting.
  • Senior responsiveness from Stuyvesant Falls, NY — same business day acknowledgment.
  • Boutique conflict footprint clears matters that larger firms cannot.
FAQ

Questions clients actually ask.

Yes. The firm represents banks, non-bank lenders, sponsors, funds and corporate borrowers — though never on the same matter. Conflict checks are run before any substantive call.

Our office is at 11 County Route 25A, Stuyvesant Falls, NY 12174, serving clients across New York State, the Capital Region and Manhattan.

Frequently. The practice often serves as specialty co-counsel on the finance, regulatory or derivatives components of larger transactions led by other firms.

Engagements range from focused regulatory opinions to multi-hundred-million-dollar financing and workout matters. Sizing is matched to the issue, not the other way around.

Scoped flat fees where the work allows, hourly where it doesn't, and capped engagements for in-house teams that need budget certainty.

Related Practice

Often handled together.

Free Consultation

Ready to talk through your finance law matter?

Senior counsel, same-day acknowledgment, and a clear next step — from our office in Stuyvesant Falls, NY.