Zaitzeff Law, PC advises lenders, borrowers, sponsors and bank treasury teams across New York on the full lifecycle of complex finance transactions. From bilateral facilities and syndicated loans to structured products, intercreditor arrangements, and distressed workouts, every engagement is led directly by senior counsel — drafted, negotiated, and stress-tested against the regulatory and market reality your business actually operates in.
What we actually do.
Where finance law matters go sideways in Stuyvesant Falls, NY — and across New York.
Term sheets that don't survive contact with the credit committee
Commercial terms agreed at the table fall apart when documentation surfaces hidden risk allocation, MAC carve-outs, or covenant traps. Most of these are avoidable with senior counsel earlier in the process.
Intercreditor frictions you discover at the worst possible time
Subordination, AAL, and payment waterfall disputes can paralyze enforcement. Without a practitioner who has lived through these documents, the cost of resolution multiplies.
Workout situations where time, not law, is the binding constraint
When a credit deteriorates, every day spent assembling a new advisor team is a day of leakage. Boutique counsel that already knows the document architecture is decisive.
Cross-border and structured exposures with regulatory overlay
Securitizations, Reg-W constrained transactions and bank-sponsor structures fail when the structuring team and regulatory team aren't the same team.
Bring the finance law matter — we'll tell you where it stands.
A short, candid conversation with senior counsel. No retainer required to talk.
How Zaitzeff Law solves it — directly.
Negotiation-grade drafting from first markup
Documents are built to be defended in committee and in court — not just papered.
Integrated regulatory analysis
Bank capital, Volcker, Reg W and securities-law overlay are evaluated alongside commercial terms, not after.
Workout and enforcement playbooks
Standstill, forbearance and restructuring strategies developed by counsel who has run them under deadline.
Direct senior involvement, end to end
No hand-offs. The attorney you negotiate with is the attorney who closes.

What changes the day we engage.
- Faster path from term sheet to closing — fewer rounds, cleaner markups.
- Reduced execution risk through integrated regulatory analysis.
- Predictable, scoped fees suitable for in-house budgeting.
- Senior responsiveness from Stuyvesant Falls, NY — same business day acknowledgment.
- Boutique conflict footprint clears matters that larger firms cannot.
Questions clients actually ask.
Yes. The firm represents banks, non-bank lenders, sponsors, funds and corporate borrowers — though never on the same matter. Conflict checks are run before any substantive call.
Our office is at 11 County Route 25A, Stuyvesant Falls, NY 12174, serving clients across New York State, the Capital Region and Manhattan.
Frequently. The practice often serves as specialty co-counsel on the finance, regulatory or derivatives components of larger transactions led by other firms.
Engagements range from focused regulatory opinions to multi-hundred-million-dollar financing and workout matters. Sizing is matched to the issue, not the other way around.
Scoped flat fees where the work allows, hourly where it doesn't, and capped engagements for in-house teams that need budget certainty.
Often handled together.
Ready to talk through your finance law matter?
Senior counsel, same-day acknowledgment, and a clear next step — from our office in Stuyvesant Falls, NY.